Open Enrollment Process
Plan & Timeline Setup
We establish enrollment windows, eligibility rules, and carrier system requirements well in advance.
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Employee Communications
We prepare benefit guides, comparison sheets, and FAQs that explain coverage in plain language.
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Enrollment Execution
Online or paper enrollment managed through our platform — with direct support for employees who have questions.
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Post-enrollment Audit
We reconcile enrollment data against carrier records and flag discrepancies before they become billing issues.
Common Questions
Yes, ERISA requires SPDs for any employer offering a group health plan – regardless of size We see small employers recieve DOL audit notices without proper documentation regularly.
Late or inaccurate 1094-C and 1095-C filings can result in significant per-form penalties that add up quickly. We help clients establish a proactive, year-round reporting process to ensure accurate, timely filings and minimize compliance risks.
Our primary focus is benefits compliance, but we work alongside employment counsel and HR consultants for clients who need broader HR infrastructure support.
Not Sure Where
to Start?
A 30-minute conversation is all it takes to understand where your benefits program stands – and where it could be.
EMPLOYEE BENEFIT SOLUTIONS
HR and Compliance
Consulting
Benefits compliance is one of the most consequential and least understood areas of HR. The rules change constantly — ACA reporting, ERISA requirements, COBRA administration, SPD obligations. Triangle Benefits helps you stay ahead of requirements before they become penalties.
01
ACA COMPLIANCE & REPORTING
We help applicable large employers (ALEs) meet 1094/1095 reporting requirements, affordability calculations, and play-or-pay penalty analysis — with year-round guidance, not just tax season scrambles.
02
OPEN ENROLLMENT SUPPORT
We manage the full enrollment process — employee communications, carrier system updates, dependent verification, and post-enrollment audits — so your HR team isn't overwhelmed each fall.
03
ERISA & PLAN DOCUMENTS
Summary Plan Descriptions (SPDs), wrap documents, and plan amendments prepared correctly and updated when regulations change. We ensure your plan documents match what you're actually offering.
04
COBRA & LEAVE ADMINISTRATION
COBRA notification, qualifying event management, and coordination with leave policies (FMLA, state leave, disability) to ensure eligible employees receive proper coverage continuation.
What We Handle
Compliance Areas We Cover
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ACA 1094 / 1095 reporting
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5500 Form Filing
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COBRA notification & administration
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ERISA plan documents & SPDs
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CT state-specific requirements
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HIPAA privacy & security requirements
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Legislative monitoring & alerts
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