Our Process
Benefits Audit
We review your current ancillary stack and identify gaps in employee protection and competitive positioning.
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Market Comparison
We show you what comparable employers are offering so real market data informs your decision-making.
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Carrier Negotiation
We bundle ancillary lines where possible to improve rates and simplify administration for your HR team.
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Employee Communication
We help employees understand and appreciate their coverage. Benefits only retain talent if people know what they have.
Common Questions
Often yes – building with a single carrier can reduce rates and simplify billing. But we evaluate this per client, since standalone dental carriers sometimes offer richer networks or lower premiums.
Yes, with the right enrollment platform. Voluntary benefits add zero employer cost but meaningfully improve total comp perception. We handle the enrollment and employee communication so it's not a burden on HR.
A common starting point is 1x annual salary, often capped at $50,000 to avoid potential tax implications, with the option to purchase supplemental coverage. We review your workforce demographics and recommend benefit levels that balance affordability with meaningful financial protection.
ANCILLARY AND VOLUNTARY BENEFIT SOLUTIONS
Dental, Vison & Life Insurance
Ancillary and voluntary benefits are the benefits employees notice — and talk about. A thoughtfully structured ancillary package strengthens your total compensation story, improves retention, and gives employees coverage they actually use every year.
Coverage Plan Types
01
GROUP
DENTAL
From preventive-only DHMO plans to comprehensive PPO coverage with orthodontia, we structure dental plans that balance cost and meaningful employee benefit. We work with Delta Dental, Guardian, MetLife, and others.
02
GROUP
VISION
VSP, EyeMed, and Davis Vision plans structured to cover annual exams, frames, and contact lens allowances. A high-perceived-value benefit at a low employer cost.
03
GROUP LIFE, DISABILITY & AD&D
Group life, disability, and AD&D insurance provide essential financial protection for employees and their families when the unexpected happens. We help you design affordable coverage with appropriate benefit levels and supplemental options.
04
VOLUNTARY
BENEFITS
Critical illness, accident, hospital indemnity, and supplemental life — employee-paid benefits that expand protection at zero employer cost. We coordinate enrollment and administration seamlessly.
Why Ancillary Benefits Mattter
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Highly visible, high-value in candidate conversations
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Voluntary options at zero added employer cost
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Low employer cost relative to perceived value
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Integrated enrollment with medical plan
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Bundled carrier pricing with medical plan
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Year-round employee support from our team